Iowa minimum liability insurance requires twenty thousand dollars for one injury when riding an ATV on public roads.

Iowa requires ATV and UTV operators on public roads to keep headlights burning during daylight hours for safety.

Iowa law mandates that all ATVs and UTVs traveling on public secondary gravel roads must not exceed thirty-five miles per hour.

Iowa requires a valid driver’s license for anyone at least 18 years old operating off-highway vehicles on public gravel roads.

Iowa requires an ATV or UTV operator on any permitted public road to be at least 18, so a 17-year-old with a car license still cannot ride gravel roads.

Iowa law requires operators to be at least eighteen years old to drive ATVs and UTVs on public roads and county gravel paths.

Iowa law allows local city councils to pass formal ordinances permitting or banning ATVs and UTVs on public streets.

Iowa county boards of supervisors must pass specific resolutions to open paved secondary roads for ATV and UTV use.

Iowa city councils decide whether to open local streets to all-terrain and utility vehicles through municipal ordinances.

Iowa ATV and UTV regulations require a valid driver license and insurance to legally access Bluff Creek OHV Park.